Your Desktop file still opens. Here are your real options.
After May 31, 2026, QuickBooks Desktop 2023 stopped getting live support, payroll, online banking, payments, and security updates. Intuit says so plainly, and also says the software still opens. So nothing is on fire. You do have a decision to make, and it deserves better than a vendor circling. This is the decision laid out the way a bookkeeper would lay it out for you.
Intuit, "QuickBooks Desktop 2023 service discontinuation policy", verified
The three options, honestly
Start with the migration, because that's where the risk is
The honest thing to lead with is not a price. It's whether your history lands intact. Desktop's IIF export carries the chart of accounts, customers, vendors, and every transaction in one plain-text file, which is why Desktop files are the easiest QuickBooks files to move. Two reports show you what happened, computed by the real importer on a deliberately messy sample file:
What the file contained, and what migrated
| In the file | Found | Migrated | What happened to it |
|---|---|---|---|
| Accounts | 7 | 6 | 3 mapped to an existing account, 3 created as a new account; "Estimates" has no destination mapping |
| Transactions | 3 | 3 | 3 posted through the ledger |
Every account's activity, checked against the file
| QuickBooks account | Nummio account | QuickBooks total | Posted total | Discrepancy |
|---|---|---|---|---|
| Checking | Checking | −$1,200.00 | −$1,200.00 | — |
| Estimates | Not mapped (no Nummio equivalent) | $500.00 | $0.00 | $500.00 |
| Fixed Assets:Vehicles | Vehicles (new) | $1,200.00 | $1,200.00 | — |
| Sales Income | Sales Income | −$500.00 | −$500.00 | — |
The $500 against Estimates is the kind of thing a real Desktop file has. The migration refuses to commit until you've decided where it goes, and the reason travels with the migration record. The full walkthrough of what comes across, what doesn't, and the confidence gate is on the leaving-QuickBooks page.
The price you'd be moving to
If you go to Online, this is the monthly bill per company at the prices in force since August 1, 2026. If you go to Nummio, it's the bill per portfolio:
| Per month | 1 company | 2 companies | 3 companies |
|---|---|---|---|
QuickBooks Online Simple Start, one subscription per companyQuickBooks Online pricing page, verified | $38.00 | $76.00 | $114.00 |
QuickBooks Online Essentials, one subscription per companyQuickBooks Online pricing page, verified | $85.00 | $170.00 | $255.00 |
QuickBooks Online Plus, one subscription per companyQuickBooks Online pricing page, verified | $140.00 | $280.00 | $420.00 |
QuickBooks Online Advanced, one subscription per companyQuickBooks Online pricing page, verified | $340.00 | $680.00 | $1,020.00 |
| Nummio Foundation, one business, one bill | $29.00 | — | — |
| Nummio Portfolio, up to 3 businesses, one bill | $89.00 | $89.00 | $89.00 |
| Nummio Holdings, up to 8 businesses, one bill | $189.00 | $189.00 | $189.00 |
Online's price has a history worth reading before you sign: the QuickBooks price, year by year. Ours is locked for 24 months from signup and every change is published, dated.
If you ran more than one company file
Desktop holdouts often stayed for one reason: several company files on one license, switched with a menu. Online does not work that way. Intuit's own help article says each company requires its own separate paid subscription; the same sign-in lets you switch between them.
Intuit, "Create or add another company file", verified
Nummio prices by the businesses you run, not the files you keep: Portfolio covers up to three, Holdings up to eight, each business with its own books and close, one click apart, and a combined statement with the between-company activity eliminated. Watch three company files become one set of books, or run the arithmetic on your own count.
Send us the IIF export. We'll run both reports with you.
A messy file is the normal case, and Desktop files are the ones we handle best.